The renewal audit
Your PEO knows exactly when your leverage expires. Now you do too.
PEO renewals are designed to be unshoppable: priced late, noticed late, locked fast. The audit flips the clock. Free, and yours to keep whatever you decide.
Free. No obligation. We only get paid when you save.
Warning signs
Five signs you are the one paying for the pool.
Your admin fee has never been re-quoted.
Fees drift. Two identical companies can sit 30 to 40 percent apart on the same PEO because one of them asked.
Your renewal letter arrives with under 60 days on the clock.
That is not scheduling. That is strategy.
Your PEO's book is shrinking.
When a PEO bleeds clients, the survivors inherit the pool math. Ask us what Switchback Signal shows for yours.
Your invoice is one bundled number.
Admin, health, comp, and taxes in one line means markup lives where you cannot see it. The markup on bundled health invoices runs 5 to 20 percent.
You have crossed 75 employees.
The graduation zone starts here. Above it, PEO pricing stops making sense for many companies, and your PEO is not going to raise its hand.
The audit itself
One invoice in. Three numbers out.
Twenty minutes to walk through it. If the gap is small, you will know you are at market and you can renew in peace. If it is big, you decide what we do about it. Either way the audit is yours.
Your number
Every line of your invoice, benchmarked against market bands for your size, state, and industry.
The market's number
What the Ledger says companies like you pay, from filings, not surveys.
Your date
When your window opens, when letters go out, and the day your leverage peaks.
The clock, on display
The increase-letter calendar nobody prints.
| PEO | Plan year turns | Letters land | Your move-by date |
|---|---|---|---|
| TriNet | January 1 | October to December | Early fall |
| Insperity | January 1 | October to December | Early fall |
| Paychex PEO | January 1 | October to December | Early fall |
| CoAdvantage | October 1 | July to September | Early summer |
| Justworks | November 1 | August to October | Midsummer |
| Rippling PEO | December 1 | September to November | Late summer |
| ADP TotalSource | June 1 | March to May | Winter |
Sourced from each PEO’s own plan documents and filings. If your PEO is not listed, we track 394 more.
Book the audit. Bring one invoice.
Leave with your number and your date.
Free. No obligation. We only get paid when you save.